First Community Bank has several mortgage options available to its customers, among them:

Fixed Rate Second Mortgages


Fixed Rate Second Mortgages

The Fixed Rate Second Mortgage is a fully amortizing installment loan secured by primary residence. Three different programs are offered, and there are loan amount restrictions. Real estate loans are to be made primarily to customers within the Bank's trade area as identified by the CRA statement.

Program Guidelines:

  • Minimum loan amount of $10,000
  • Homeowners insurance required at closing
  • Flood insurance, if applicable
  • See Loan Department for program descriptions

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