PERSONAL CHECKING  
Free Checking
Regular Checking
NOW Checking
Investment Checking
Prime Checking
 
BUSINESS CHECKING

Small Business Checking
Regular Business Checking
Business NOW Checking
Club Account

 

 

PERSONAL CHECKING

To open your account we require a minimum deposit of $100.00 and proper identification.

Free Checking Account

  • NO Monthly Service Charge
  • NO Minimum Daily Balance required
  • FREE Unlimited check writing
  • FREE Check Safekeeping
  • FREE Telephone Banking
  • FREE Online Account Access
  • No annual fee for ATM or Debit Card
  • $1.00 fee per non-FCB ATM transaction after third per statement cycle
  • $2.95/month Online Bill Payment
  • 8 FREE online payments then $0.50 each

Regular Checking Account

  • A minimum daily balance requirement of only $250.00
  • $6.00 monthly fee if balance falls below minimum daily requirement
  • FREE Check Imaging with monthly statements
  • FREE ATM or Debit Card
  • 6 FREE non-FCB ATM transactions then $1.00 each
  • FREE Telephone banking
  • FREE Online Account Access
  • FREE Unlimited Online Bill Payment

NOW Checking Account

  • Minimum daily balance requirement of only $500.00
  • All balances earn interest that is compounded and paid monthly - Click here to see our current rates
  • $8.00 monthly fee if balance falls below minimum daily requirement
  • FREE Check Imaging with your monthly statements
  • FREE ATM or Debit Card
  • 6 FREE non-FCB ATM transactions then $1.00 each
  • FREE Telephone Banking
  • FREE Online Account Access
  • FREE Unlimited Online Bill Payment

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Investment Checking

  • Minimum daily balance requirement of $10,000.00
  • $15.00 monthly fee if balance falls below minimum daily requirement
  • Tiered balance levels for a variety of interest rates - Click here to see our current rates
        $ 0 – $24,999.99
        $ 25,000 – $49,999.99
        $ $50,000 – $99,999.99
        $ 100,000 or more
  • Unlimited non-FCB ATM transactions (Non-FCB ATM surcharge may apply)
  • FREE Check Imaging with your monthly statements
  • FREE Telephone Banking
  • FREE Online Account Access
  • FREE Unlimited Online Bill Payment
  • FREE Cashiers Checks and Money Orders
  • $20.00 credit towards the Safe Deposit Box rental fee

Prime Checking Account

  • Customers 55 years of age or better
  • NO Monthly Service Charge
  • NO Minimum Balance requirement
  • Unlimited Check Writing
  • FREE ATM or Debit Card
  • 6 FREE non-FCB ATM transactions then $1.00 each
  • FREE Check Imaging with your monthly statements
  • FREE Telephone Banking
  • FREE Online Account Access
  • FREE Unlimited Online Bill Payment
  • FREE Cashiers Checks and Money Orders
  • $5.00 credit towards the Safe Deposit Box rental fee

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BUSINESS CHECKING

Small Business Checking Account

  • Minimum daily balance requirement of only $1,500.00
  • $15.00 monthly fee if balance is not maintained
  • First 150 items are free (item count includes debits, credits and deposited items)
  • $0.35 per item over 150
  • FREE Check Imaging with monthly statements
  • FREE Four month trial of Online Bill Payment, then $2.50 per month and $0.35 per transaction
  • Business Debit Card available, contact customer service for an application

Regular Business Checking

  • $9.00 monthly fee
  • Earnings credit is applied based on average collected balance maintained
  • Earnings credit is reviewed monthly
  • $0.50 per credit
  • $0.13 per check deposited
  • $0.18 per debit
  • $0.11 per ACH item
  • FREE Check Imaging with your monthly statement
  • FREE Four month trial of Online Bill Payment, then $2.50 per month and $0.35 per transaction
  • Business Debit Card available, contact customer service for an application

Business NOW Checking
(Available only to Sole Ownership, Not-For-Profit Organizations, and Not-For-Profit Corporations.)

  • $500.00 minimum balance to earn interest - Click here to see our current rates
  • $9.00 monthly fee
  • $0.50 per credit
  • $0.13 per check deposited
  • $0.18 per debit
  • $0.11 per ACH item
  • FREE Check Imaging with your monthly statement
  • FREE Four month trial of Online Bill Payment, then $2.50 per month and $0.35 per transaction
  • Business Debit Card available, contact customer service for an application


Club Account
(This is a limited activity account used by recreational, hobby and neighborhood groups.)

  • NO Minimum daily balance required
  • One-Time $15.00 set up fee
  • $0.25 per item if number of transactions exceeds 10 per month
  • FREE Telephone Banking
  • FREE Online Account Access
  • FREE Check Safekeeping
  • FREE Four month trial of Online Bill Payment, then $2.50 per month and $0.35 per transaction
  • Business Debit Card available, contact customer service for an application

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